Chelsea were dealt a cruel hand in the Champions League after drawing one of the favourites.
Bayern Munich look like they mean business this year and are the current top scorers in the competition.
That is mainly through the lethal Robert Lewandowski, who looks like a man on a mission this season.
The Poland international is determined to lead Bayern to a first Champions League trophy since 2013.
The Blues are old rivals of the German giants, beating them in their own stadium following a dramatic penalty shootout in 2012 to win the tournament.
Frank Lampard has showed he can tussle with the biggest and best but this represents a very different threat.
Chelsea are without some key names as well and others are in doubt – N’Golo Kante, Christian Pulisic, Tammy Abraham to name a few.
The west London side would have to be watertight at the back and energetic up front to stand any chance of winning.
And Lampard could do with some advice from former Chelsea boss Antonio Conte.
The Italian steamrolled the Premier League with his three-at-the-back system and is now giving Juventus a run for their money with Inter Milan in Serie A.
Frank Lampard faces a stern test in Bayern Munich
Lampard has already used this system to great effect at the weekend when the Blues beat Tottenham 2-1 in a fine performance.
And he should go with the same formation again as it gives the Blues width, strength at the back and chances to the likes of Mason Mount and Mateo Kovacic with their pressing game.
Secondly, Bayern seem to struggle against this system.
Bayern Munich drew 0-0 vs RB Leipzig
When facing RB Leipzig, who employ a similar structure, the Bundesliga champions could not get through in a 0-0 draw.
Eintracht Frankfurt thrashed Bayern 5-1, although admittedly this was the last game of Niko Kovac’s reign.
Nevertheless, Lampard has often turned to this formation in tough clashes and should do so again.